No, it is not legal to ride a motorcycle without insurance in Ontario, Canada. All motor vehicles, including motorcycles, are required to have insurance coverage in Ontario. The Insurance Act of Ontario mandates that all motor vehicle owners must carry a minimum amount of insurance coverage to protect themselves and others in the event of an accident.
The mandatory insurance coverage for motorcycles in Ontario includes third-party liability coverage, which provides protection if you injure someone or damage their property while riding your motorcycle. It also includes accident benefits coverage, which provides medical, rehabilitation, and income replacement benefits if you are injured in a motorcycle accident, regardless of who is at fault.
Operating a motorcycle without insurance can lead to serious legal consequences. If caught riding without insurance in Ontario, you can face fines, license suspension, and potential criminal charges. Additionally, if you're involved in an accident while uninsured, you may be personally liable for all damages, medical expenses, and legal costs.
It's essential to obtain proper motorcycle insurance coverage that meets the legal requirements before riding a motorcycle in Ontario. Make sure to consult with an insurance provider or broker who specializes in motorcycle insurance to ensure you have the appropriate coverage for your needs.